FTMO Review 2026

FTMO โ€” The benchmark two-step prop firm with cTrader and an on-demand payout culture. Rated 4.7/5 by our editors.

4.7
out of 5

Key takeaways

  • Sections: Overview ยท Key Features ยท Pricing & Accounts.
  • Reviewed: updated and reviewed by the Forex Desk on 2026-10-01.

Overview

FTMO, founded in Prague in 2015, grew from a small Czech startup into the reference point for retail prop trading. Its model is unchanged in spirit: prove your skill on a simulated account, then trade the firm's capital and keep up to 90% of the profits.

The company runs a Free Trial, a discounted two-step challenge and a faster one-step route, with a documented scaling program for traders who stay consistent.

Key Features

Pricing & Accounts

Pricing scales with account size and platform choice; the two-step challenge is the cheapest route and the one-step costs more. Free Trial attempts are limited but cost nothing - use them to learn the daily loss rules before paying.

Who Is It For?

Traders with a tested strategy and disciplined lot sizing who want a large, established firm behind them. It is less ideal if you need instant capital - that takes the one-step or a paid challenge first.

Pros

  • Longest track record among large retail prop firms
  • Three platforms including cTrader
  • Free Trial de-risks the first attempt
  • Clear, published rulebook

Cons

  • Consistency rules punish uneven sizing
  • Daily loss limits follow server time
  • Popularity means support response times vary

Our Verdict

FTMO remains our top pick for serious evaluation traders: the rulebook is strict but transparent, and the platform choice is unmatched at this scale.

Visit FTMO →

Frequently Asked Questions

Is FTMO legitimate?

FTMO has paid traders since 2015 and publishes its rules; always check the latest payout terms on the official site before purchasing a challenge.

How long does the FTMO challenge take?

There is no minimum trading-day requirement on most plans beyond a few sessions, so the timeline depends on how quickly you hit the profit target without breaching the loss limits.

What is the FTMO profit split?

Accounts start with an 80% split and can reach 90% through the scaling program, paid on demand once the first reward threshold is reached.